Recent analysis has unearthed that remortgages have risen by more than a quarter between the months of March and April. This is largely down to the multiple base rate rises announced by The Bank of England throughout 2022 and the response from lenders to raise rates accordingly. Many consumers are now looking to ‘lock-in’ the current available rates in a long-term fixed mortgage ahead of any more potential rate increases – but is this the right thing to do? We look at how base rate rises and the cost-of-living crisis could persuade you to follow suit.
This month, the country celebrates Queen Elizabeth II’s 70th year on the throne. The Platinum Jubilee will see thousands up and down the country take to the streets to commemorate our longest reigning monarch reaching such an impressive milestone. Although we’re sure The Queen herself doesn’t really need protection insurance – the jubilee got us thinking: what is out there for people who have been around for the entirety of her tenure? So, we decided to explore what protection options are out there for over 70s -while discussing why it’s still so important to be protected beyond retirement age.
Heat pumps can be an efficient way for you to heat your homes. With the cost-of-living crisis making people across the country more concerned about their energy bills, heat pumps have become increasingly popular. It’s important to consult a certified installer before making a decision, as different types of heat pumps can vary in performance depending on the home. There are certain factors that can determine whether or not a heat pump is the right choice.